Emergency Management

IMPORTATN DATES FOR INSURANCE

Mandatory evacuation: 10/28/2012 4:00PM

Permanent return with the exception of Holgate: 11/10/2012 6AM

Insurance adjusters allowed: 11/10/2012 6AM

Contractors allowed: 11/5/2012

Basic Information on the Increased Cost of Compliance Program 

If your home or business is damaged by a flood, you may be required to meet certain building requirements in your community to reduce future flood damage before you repair or rebuild. To help you cover the costs of meeting those requirements, the National Flood Insurance Program (NFIP) includes Increased Cost of Compliance (ICC) coverage for all new and renewed Standard Flood Insurance Policies. FEMA website

How to qualify for the ICC:
1) Must have Flood Insurance

2) Your Municipality determines that your home or business is damaged to the point that the repairs will cost 50% or more (Substantial Damage) of the pre-damage market value.

OR

3) Your Municipality determines that your home or business has repetitive loss, meaning it has been damaged by flood twice in the past 10 years.

How to File:

1) Your ICC claim is adjusted separately from your flood damage claim under your standard flood insurance policy.

2) You can only file if your Municipality has determined that your home or business has been substantially damaged (50% or more cost of repairs) or has repetitive loss. The Borough Construction Office processes these requests and requires the following information in order to issue a letter of substantial damage to the home and business owners looking to apply for the ICC:

• Your Contractor’s estimate to restore your home/business to pre-Sandy conditions
• Your Insurance Adjustor’s report

3) Once you receive your letter from the Borough of substantial damage or repetitive loss, you can contact your flood insurance agency, who will file your ICC claim.

Increased Cost of Compliance Coverage Flyer

ATTENTION:

FEMA Informational Flyer

Hurricane Sandy Advisory Base Flood Elevations

ATTENTION: HELPFUL PRESS RELEASES FROM FEMA & ADDITIONAL INFORMATION

FRAUD

Get Rid of Mold

Food Assistance for Non-SNAP Members

Additional Disaster Recovery Centers

NJ Disaster Legal Services (DLS) Number is LIVE! FOR IMMEDIATE RELEASE

Free legal hotline for storm victims opens at 9 a.m. today New Jersey State Bar Association, ABA Young Lawyers Division and FEMA help residents New Brunswick-

A toll-free legal aid line is now available for people facing legal issues due to Hurricane Sandy. Residents who cannot afford to pay an attorney can call the help line to request free legal assistance at 888-541-1900, starting at 9 a.m. today (Monday, Nov. 12). The New Jersey State Bar Association, American Bar Association’s Young Lawyers Division and the Federal Emergency Management Agency have teamed up to provide help to residents. “Lawyers have a special obligation to give back to the community, and as the state’s largest lawyers group the New Jersey State Bar Association is dedicated to serving as a source of assistance to the public. As they have in other disasters, our volunteer attorneys are ready to help people whose lives have been forever altered by this storm,” said State Bar Association President Kevin P. McCann. The hotline is open to residents who need legal help related to the disaster. Assistance will be available in connection with insurance-related claims, FEMA appeals, landlord-tenant matters and creditor-debtor matters.

The way the program works is:

• Through an intake process, callers will be matched with a volunteer attorney who can provide assistance or general legal information regarding their issue.

• Callers should identify that they are seeking legal assistance related to Hurricane Sandy.

• The hotline will be staffed during normal business hours, but messages can be left at any time. The helpline is part of a long-standing partnership between FEMA and the ABA, and is administered by the New Jersey State Bar Association through its Mass Disaster Response Program. Hours are 9-5 (M-F). Messages can be left and calls will be returned the next day.

ATTENTION: FEMA’s strongest recommendation is to file a claim with your insurance company and also register a claim with FEMA at 1-800-621-3362 or online at disasterassistance.gov

FEMA strongly recommends if in doubt register your claim and generalities can be analyzed at a later point. FEMA guidance will be available to you in the immediate future.

Nixle is a new way to keep our Beach Haven Residents informed of public safety issues and community information.

Click the icon to register and choose what information you would like to receive (Alert, Advisory, and Community) or choose all three. We encourage all residents to participate and get connected!

FAX: 609-492-2461